Most African immigrants have two unique factors that significantly drive their financial decisions - obligations and aspirations. Obligations to their children, parents and extended families; aspirations to live a good life. At the end of the day, being able to meet obligations and also live the good life will boil down to taking a common-sense approach to making, spending, saving, and investing money. Money Palaver, named after a popular 1990s highlife song by the same name, guides readers to take stock of their current financial state, and then develop a plan for saving, spending, and investing. Discussions about Assets (what you own), Liabilities (what you owe), Insurance (protection for "just in case"), and Retirement (someday when you have no paycheck) lays the groundwork for taking the next steps towards a healthy financial life.